My How Times Have Changed... Or Have They?

Some perspective on the loan origination business, from a veteran MLO   This June marks my fortieth year in the financial services industry.  It is interesting, how much that we think has changed, remains the same (or perhaps, should be).   The first company that I worked for ...
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If You....

 If You...  If you like a challenge And can solve problems If you can be flexible And learn new things quickly, If you have a network of people And you would like to meet more If you are driven to su ...


Do I or Don’t I? That is a loaded question when it comes to Credit!

As Loan Officers, we are frequently asked by our clients, “What can I do to improve my credit score?”. There are many Do’s and Don’t of Credit, which will not just to raise your score, but just as importantly, it will help you to make sure you don’t lower your credit score! I have a ...
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Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
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Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
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What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However ...
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